Best Flat Fee MLS Services in 2026: What You’ll Actually Pay

HomeRise Essentials is a flat fee MLS listing in 15 states plus Washington, DC. Essentials is a flat fee, never a percentage: $95 to list, plus $495 at closing only if you sell.

The best flat fee MLS service is the one with the lowest total for the listing you actually need, not the lowest sticker price. We priced the same setup — 25+ photos, ShowingTime and call forwarding — at seven services using each company’s own pricing page on October 8, 2026. Fixed-fee options ran $95 to $590 depending on whether the home sells. Plans that add a percentage at closing ran $2,148 to $2,449 on a $400,000 sale. HomeRise sells a competing service, so every competitor price below comes from that company’s own pricing page, checked the same day.

Pricing and terms vary by state and MLS, so confirm the details with any provider before you list.

What counts as a true flat fee?

A flat fee is a fixed dollar amount that stays the same no matter what your home sells for. A commission is a percentage of the sale price.

Some services collect their whole fee upfront. Others, including HomeRise, charge a small listing fee and a fixed closing fee only if you sell. Both are flat fees. A plan that adds 0.25% to 1.25% of your sale price at closing is a reduced commission, not a flat fee.

HomeRise Flat Fee is a flat fee MLS listing. Essentials is $95 to list, plus $495 at closing only if your home sells: $590 at any sale price, and never a percentage. HomeRise Full Service is different: it’s a 1% listing commission (with a 1.75% option) and no upfront fee, so it isn’t a flat fee.

If your home sells, HomeRise Essentials costs more than some upfront-only plans. If it doesn’t sell, it costs less. Either way, the price is fixed.

All-in cost for the same listing (October 2026)

The setup: 25+ photos, showing scheduling and call forwarding. Each price comes from the company’s own pricing page, checked October 8, 2026. Totals cover the listing service only; buyer-agent pay, title charges and taxes are not included.

Service: what you’d buy for this setup	Upfront	Due at closing if sold	Total if not sold	Total if sold, $400K	Total if sold, $800K	Listing term
HomeRise Essentials	$95	$495 (fixed)	$95	$590	$590	No time limit
Beycome Basic	$99	$0	$99	$99	$99	24 months*
Listed Simply MLS Only	$199	$0	$199	$199	$199	6 months
Brokerless $149 + call forwarding/ShowingTime bundle	$249	$0	$249	$249	$249	6 months
Houzeo Bronze	$399	$0	$399	$399	$399	6 months
List With Freedom Gold + Online Showing Service	$148	0.5%	$148	$2,148	$4,148	6 months
Houzeo Silver	$449	0.5% (min. $999)	$449**	$2,449	$4,449	6 months

What each row includes:

• HomeRise Essentials: ShowingTime and call forwarding included; you own your leads.
• Beycome Basic: maximum MLS photos and ShowingTime “when available.” Call forwarding isn’t listed. 17 states plus DC. *12 months in Maryland and Pennsylvania.
• Listed Simply MLS Only: up to 50 photos (depends on MLS), ShowingTime and free call forwarding.
• Brokerless: the $149 plan includes 25 photos; the bundle adds call forwarding and ShowingTime for $100. The $99 plan plus the $50 photo upgrade and the bundle also comes to $249.
• Houzeo Bronze: 25 photos and “Houzeo Showings” (not stated as ShowingTime). Call forwarding isn’t stated. National default price; Houzeo says pricing varies by state.
• List With Freedom Gold: $89 plus the optional $59 Online Showing Service; 25 photos; buyer inquiries forwarded to you.
• Houzeo Silver: maximum photos. **Houzeo says the commission is still owed if offers were received before you cancel.

HomeRise sells a competing flat fee MLS service. Competitor prices come from each company’s own pricing page as checked on October 8, 2026; confirm before you list.

The flat test shows up in the last two price columns. The fixed-fee totals are the same at $400,000 and $800,000. The percentage-plan totals rise by $2,000.

The flat fee MLS services we compared

Listed alphabetically. Prices are each company’s published national or default pricing as of October 8, 2026.

Beycome

• Pricing: Basic is $99 upfront with $0 due at closing. Enhanced is $399.
• Included with Basic: the maximum photos your MLS allows, ShowingTime when available, and a 24-month listing (12 months in Maryland and Pennsylvania).
• Coverage: 17 states plus DC.
• Trade-off: call forwarding isn’t listed on its pricing page.

Brokerless

• Pricing: $99 for a 6-month listing with 6 MLS photos, $149 with 25 photos, or $188 for 12 months with 50 photos. $0 at closing.
• Add-ons: ShowingTime $50, call forwarding $50 (or both for $100), and 25 photos $50 on the $99 plan.
• Trade-off: the $99 plan includes 6 photos, so most sellers add upgrades.

Fizber

• Pricing: MLS Boost is $270 (listed down from $295) for 6 MLS photos and 6 months. Premium MLS Boost is $295 (down from $395) for maximum photos and 12 months.
• Add-ons: Showing Assist is an optional $59 on MLS Boost.
• Trade-off: a 0.5% success fee applies at closing in Colorado, North Dakota, South Dakota and Wyoming.

HomeRise

• Fixed fee, mostly due only if you sell. Essentials is $95 to list, plus $495 at closing only if you sell ($590). Advanced is $495 to list, plus $995 at closing only if you sell ($1,490).
• Included: ShowingTime, call forwarding and no time limit on market; you own your leads. Flat Fee plans cover 16 states plus DC. In Colorado, Flat Full Service is $95 to list, plus $3,495 at closing only if you sell.
• Optional: Full Service starts at 1% (1.75% option), with no upfront fee.
• Trade-off: if your home sells, upfront-only plans like Beycome ($99) or Listed Simply ($199) cost less. See HomeRise pricing.

HomeZu

• Pricing: advertises MLS listings “for as low as $399.”
• Trade-off: we couldn’t confirm its closing fees or plan details on its site, so it isn’t in the all-in table.

Houzeo

• Pricing: Bronze is $399 upfront with $0 at closing (25 photos, 6 months). Silver is $449 plus 0.5% at closing, with a $999 minimum. Gold ($479 plus 1%) and Platinum ($499 plus 1.25%) add broker help.
• Trade-off: the percentage tiers grow with your price, and Houzeo says the commission is still owed if offers were received before you cancel. It also says pricing varies by state.

ISoldMyHouse

• Pricing: Get Listed is $299 (10 photos, 6 months). Get Sold is $399 (maximum photos, 12 months).
• Trade-off: we didn’t find showing-scheduling or call-forwarding details on its pricing page, so it isn’t in the all-in table.

List With Freedom

• Pricing: Gold is $89 plus 0.5% at closing (25 photos, 6 months). Platinum is $195 plus 0.25% (maximum photos, 6 months). Platinum Plus is $395 plus 0.25% (12 months).
• Included: buyer inquiries are forwarded to you. Online Showing Service is an optional $59 on Gold and Platinum.
• Trade-off: the closing percentage, which it calls a compliance fee, grows with your price: $2,000 on a $400,000 sale with Gold.

Listed Simply

• Pricing: MLS Only is $199 upfront with $0 at closing. MLS + Marketing is $399. MLS + Paperwork is $199 upfront plus a flat fee at closing; the closing amount isn’t shown on its pricing page.
• Included with MLS Only: up to 50 photos (depends on MLS), ShowingTime, free call forwarding and a 6-month term.
• Trade-off: a 6-month listing term.

Costs to check before you sign

• A percentage at closing. Some plans add 0.25% to 1.25% of your sale price. On a $400,000 sale, 0.5% is $2,000. A fixed closing fee stays the same at any price.
• Photo caps. Entry plans we checked capped MLS photos at 6 (Brokerless $99, Fizber MLS Boost) or 10 (ISoldMyHouse Get Listed).
• Add-ons. Showing scheduling and call forwarding are included with some plans and cost $50 to $100 with others.
• Listing term. Terms ranged from 6 months to 24 months. HomeRise has no time limit on market.
• Cancellation terms. Read what you owe if you cancel after offers come in.

How to choose the right service

Start with the listing you need, then compare totals, not headline prices.

• Price your setup: photos, showing scheduling, call forwarding and term.
• Work out your total if the home sells and if it doesn’t.
• Check whether any fee is a percentage of your sale price.
• Confirm which MLS board your listing will go on, and that it’s the one buyers in your area search.

Questions to ask any provider:

• What is the exact all-in cost if my home sells, including anything due at closing?
• How many photos are included, and what do upgrades cost?
• Which MLS board and portals will my listing reach?
• What support is included for showings, offers and contracts?

MLS exposure still matters. In NAR’s 2025 Profile of Home Buyers and Sellers, 91% of sellers used an agent or broker, and for-sale-by-owner sales fell to a record-low 5% of sellers. A flat fee MLS listing puts a do-it-yourself seller on the same MLS.

How we picked and priced

We priced each service’s own published plans on October 8, 2026, for one setup: 25+ photos, showing scheduling and call forwarding. Services that don’t publish a price for that setup appear in the list but not the table. We dropped services whose prices we couldn’t confirm on their own sites that day, including Congress Realty and Flat Fee Group. HomeRise is a competitor, so we list it alphabetically and include the cases where it costs more.

Frequently asked questions

Is a flat fee with a closing fee still a flat fee?

Yes, as long as the closing fee is a fixed dollar amount. A flat fee is a fixed dollar amount that stays the same no matter what your home sells for. A commission is a percentage of the sale price. That’s the test for a flat fee: the percentage, not the timing. A plan that adds 0.25% to 1.25% of your sale price at closing is a reduced commission, not a flat fee.

Which flat fee MLS service costs the least?

If your home sells, upfront-only plans start at $99 (Beycome Basic, as of Oct 8, 2026). If it doesn’t sell, HomeRise Essentials costs $95. Compare the total for the photos, showing tools and term you need.

Do flat fee MLS services charge at closing?

Some do. A fixed closing fee (HomeRise: $495, only if you sell) stays the same at any price; a percentage fee (0.25%–1.25%) grows with your price.

What is the best national flat fee MLS service?

Check coverage first: some services advertise nationwide reach but rely on partner brokers in only a handful of states. HomeRise offers flat fee MLS listings in 16 states and Washington, DC. Essentials is $95 to list, plus $495 at closing only if your home sells: $590 at any sale price, and never a percentage. In Colorado, Flat Full Service is $95 to list, plus $3,495 at closing only if you sell. HomeRise Full Service starts at 1% and is a commission, not a flat fee.

Do I still need to pay a buyer’s agent?

Not necessarily. Since August 2024, offers of buyer-agent compensation can’t be posted on the MLS, and broker fees are negotiable. You can offer compensation, negotiate it offer by offer, or decline. It’s separate from what you pay a flat fee MLS service.

The bottom line

Price the listing you actually need, then compare what you’d pay if the home sells and if it doesn’t. Fixed-fee plans keep that number the same at any sale price; percentage plans don’t. Before you list with anyone, get the all-in cost in writing.

Sources

1. NAR: Top 10 takeaways from the 2025 Profile of Home Buyers and Sellers
2. NAR: What the settlement means for home buyers and sellers
3. Competitor pricing: each company’s own pricing page, checked October 8, 2026.
4. HomeRise pricing and HomeRise flat fee MLS FAQ