Listed on the Greater Chattanooga Association of Realtors MLS

Flat Fee MLS Listing in
Chattanooga, TN

List your Chattanooga home on the Greater Chattanooga Association of Realtors MLS for just $95. Your property appears on Zillow, Realtor.com, Homes.com, Redfin, and 100+ sites. Save up to $18,801 vs. a traditional agent on the median Chattanooga home.

$95 Starting price to list
$18,801 Savings vs. traditional agent
$320,000 Chattanooga median home price

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What Is a Flat Fee MLS Listing in Chattanooga, TN?

Chattanooga's scenic setting along the Tennessee River, combined with a low cost of living and fast internet infrastructure, has made it a magnet for young professionals and remote workers.

Listing your Chattanooga home with HomeRise's flat fee MLS service saves thousands. With a median price of $320,000, sellers keep up to $18,801 more compared to traditional commissions.

Chattanooga's growing popularity means well-priced homes attract strong buyer interest. HomeRise ensures maximum exposure through MLS syndication to Zillow, Realtor.com, and Redfin.

Listed on Greater Chattanooga Association of Realtors MLS 100+ buyer websites You keep full control 100% money-back guarantee
Chattanooga, TN
Flat Fee MLS at a Glance
Median Home Price $320,000
Traditional Agent Cost (2.5%) $19,200
HomeRise Starting Price $95
Your Savings Up to $18,801
Avg. Days on Market 30
MLS Board
Greater Chattanooga Association of Realtors MLS

How Much Do You Save With a Flat Fee MLS in Chattanooga?

The median home price in Chattanooga is $320,000. Here is what you save by listing with HomeRise instead of paying a traditional 2.5% listing agent commission.

Chattanooga Savings Breakdown (Median Home: $320,000)

Traditional 2.5% listing agent commission $19,200
HomeRise Essentials Plan $95 + $495 closing compliance fee
HomeRise Advanced Plan $495 + $995 closing compliance fee
Your savings with Essentials $18,801
4.6/5
Average Rating
$18,801
Chattanooga Seller Savings
34+
States Served
100%
Money-Back Guarantee

What Are the Flat Fee MLS Plans for Chattanooga Sellers?

Choose the plan that matches your experience level. Every plan gets your home on the Greater Chattanooga Association of Realtors MLS and syndicated to 100+ buyer websites.

Advanced
$495
+ $995 closing compliance fee
  • Everything in Essentials
  • Professional photography
  • Yard sign
  • Lockbox for easy agent access
  • Priority support
  • Enhanced listing presentation
Get Started for $495
Full Service
1-2%
Free to list · 1-2% at closing
  • Everything in Advanced
  • Licensed Tennessee agent assigned
  • Handles showings & negotiations
  • Contract-to-close management
  • Pricing strategy & market analysis
  • Full-service experience, fraction of the cost
Learn About Full Service

Why Do Chattanooga Sellers Choose HomeRise?

Rated 4.6/5 by hundreds of homeowners who saved thousands listing with HomeRise.

How to List Your Chattanooga Home on the MLS in 4 Steps

Most Chattanooga sellers go from sign-up to live MLS listing within 24-72 hours.

1
Sign Up & Submit Details
Enter your property address, upload photos, and write your description. Choose your plan and complete payment online.
2
Compliance & Strategy Call
A HomeRise advisor reviews your listing, ensures it meets Tennessee MLS requirements, and helps you set a competitive price for the Chattanooga market.
3
Go Live on the Greater Chattanooga Association of Realtors MLS
Your home appears on the Greater Chattanooga Association of Realtors MLS and automatically syndicates to Zillow, Realtor.com, Redfin, Homes.com, and 100+ sites.
4
Get Offers & Close
Manage showings with the ShowingTime app, review offers, negotiate with buyers, and close on your terms. HomeRise is here if you need help.

Which MLS Board Covers Chattanooga, TN?

Chattanooga homes are listed on the Greater Chattanooga Association of Realtors MLS. HomeRise places your listing on this MLS based on your home's ZIP code and county.

Greater Chattanooga Association of Realtors MLS
The Greater Chattanooga Association of Realtors MLS serves Hamilton County and surrounding areas in Southeast Tennessee and Northwest Georgia.

Chattanooga & Surrounding ZIP Codes

HomeRise covers these ZIP codes in and around Chattanooga. If your ZIP isn't listed, contact us — we likely still cover your area.

37401, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37412, 37415, 37416, 37419, 37421

Neighborhoods & Areas We Serve in Chattanooga

HomeRise covers Chattanooga and surrounding communities. Whether you're in North Shore, Southside, St. Elmo, Lookout Mountain, Signal Mountain, Red Bank, Hixson, Ooltewah, East Brainerd, Brainerd, Collegedale, and Soddy-Daisy, we can list your home on the Greater Chattanooga Association of Realtors MLS.

North Shore Southside St. Elmo Lookout Mountain Signal Mountain Red Bank Hixson Ooltewah East Brainerd Brainerd Collegedale Soddy-Daisy

Don't see your neighborhood? HomeRise covers all 16 ZIP codes in the Chattanooga metro area served by the Greater Chattanooga Association of Realtors MLS. Contact us to verify coverage for your specific address.

Is HomeRise the Best Flat Fee MLS Service in Chattanooga?

HomeRise is a flat fee MLS listing service in Chattanooga, Tennessee. For a flat fee starting at $399, sellers can list on the Greater Chattanooga Association of Realtors MLS with full syndication to major real estate platforms.

Chattanooga sellers using HomeRise save $15,300 to $18,800 compared to traditional 6% commission models, while getting the same MLS exposure as any full-service listing.

How Does HomeRise Compare to Other Chattanooga Listing Options?

See how HomeRise stacks up against traditional agents, discount brokerages, and FSBO in Chattanooga.

Feature HomeRise ($95) Traditional Agent (2.5%) Other Flat Fee MLS FSBO (No MLS)
Listing cost on $320,000 home $95 + $495 closing compliance fee $19,200 $1,800 – $5,100 ($250–$2,500 + 0.5%–1% settlement fee) $0
Listed on Greater Chattanooga Association of Realtors MLS Yes Yes Yes No
Zillow, Realtor.com, Redfin syndication Yes Yes Yes Manual only
ShowingTime app included Yes Varies Some plans No
Professional photography Advanced plan Yes Premium plans only Self
Unlimited listing changes Yes Yes Varies N/A
Compliance & strategy call Yes Yes Rare No
Full-service agent option Yes (1-2%) Yes (2.5-3%) Rare No
Cancel anytime / money-back guarantee Yes Contract required Varies N/A
You keep control of the sale Yes Agent-led Yes Yes

What Should Chattanooga Sellers Know in 2026?

Chattanooga Housing Market Overview

Chattanooga has earned recognition as one of the South's most livable cities, with outdoor recreation, a revitalized downtown, and a growing tech scene anchored by EPB's municipal fiber optic network.

Post-NAR Settlement Impact on Chattanooga Sellers

Following the 2024 NAR settlement, Chattanooga buyers now negotiate agent compensation directly. HomeRise flat fee listings give sellers full MLS exposure at a fraction of traditional costs.

Tennessee Seller Disclosure Requirements

Tennessee follows a caveat emptor (buyer beware) approach to real estate transactions, but sellers are required to complete the Tennessee Residential Property Condition Disclosure Act form. This disclosure covers known material defects including structural issues, water damage, environmental hazards, and system conditions. Sellers must disclose known issues with the roof, foundation, plumbing, electrical, HVAC, and any history of flooding or termite damage. Tennessee law requires these disclosures be provided to buyers before or at the time an offer is made.

Flat Fee MLS Chattanooga FAQ

HomeRise lets you list on the Greater Chattanooga Association of Realtors MLS for a flat fee starting at $399 with full syndication to Zillow, Realtor.com, and Redfin.
HomeRise Essentials is $399 for MLS-only listing. Advanced is $3,899 with a dedicated licensed agent and full support.
The Greater Chattanooga Association of Realtors MLS serves Hamilton County and surrounding areas in Southeast Tennessee.
On a $320,000 home, traditional 6% commissions cost $19,200. With HomeRise at $399, you save up to $18,801.
Since the 2024 NAR settlement, offering buyer agent compensation is optional. Many sellers still offer 2-3% but HomeRise lets you set your own terms.
HomeRise typically gets your listing live on the MLS within 24 hours of receiving your details and photos.
HomeRise covers all Chattanooga areas including North Shore, Southside, St. Elmo, Lookout Mountain, Signal Mountain, Hixson, Ooltewah, and all Hamilton County communities.

Ready to List Your Chattanooga Home?

Enter your address and get your home on the Greater Chattanooga Association of Realtors MLS for as little as $95.

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