Arizona guide
Closing Costs in Arizona: What Sellers Really Pay in 2026
Closing costs in Arizona typically run about 6% to 9% of the sale price for sellers and 2% to 5% for buyers. Here’s the good news I tell…
Your home. Your equity. Your next chapter.
Local reach. More of your equity.
Compare flat-fee MLS plans for your home in Arizona. Keep control of your sale, with real people to help you get started.
4.5/5 on GoogleSee Review$95 to list (+$495 only if you close).
✓ Upfront fee refunded if you cancel before your listing goes live.
“Very professional and prompt service”
Find your market
HomeRise currently covers 2 Arizona MLS boards: ARMLS (Arizona Regional MLS) for the Phoenix metro and Tucson Association of Realtors MLS for the Tucson metro. Your listing is placed on the correct board based on your home’s county and location. Not currently covered: Prescott Area MLS (PAAR), Northern Arizona MLS (Flagstaff), Lake Havasu MLS (HAAR), and White Mountain MLS. Flagstaff sellers can use the Flagstaff city guide for local notes, then confirm eligibility for your exact address during listing setup — a market guide alone is not a coverage guarantee.
Confirm listing eligibility and available services for your exact property address. An MLS market or a guide listing alone does not guarantee coverage.
Don’t see your town or area listed? That doesn’t mean we don’t cover it. Our guides are not a complete coverage list.
Check coverage by address →No matching guides in this list? We may still cover your home. Enter your full property address to find out whether HomeRise covers it. Check coverage by address →
Sold by HomeRise
Scottsdale
$729,000
Fountain Hills
$1,278,000
Maricopa
$330,000
Phoenix
$315,000
Avondale
$350,000
Arizona plans & fees
Start with an MLS listing, add professional marketing, or work with a licensed agent. See what you pay to list and what is due only if you close.
Keep control. Keep your equity.
For sellers ready to manage their sale.
+ $495 only if you close
No settlement fee unless you close.
Start my listingYou handle pricing, showings, offers and negotiations.
Put your best home forward.
Add professional marketing to your listing.
+ $995 only if you close
No settlement fee unless you close.
Choose AdvancedYou handle pricing, showings, offers and negotiations.
An agent by your side.
For sellers who want help with the whole sale.
No upfront listing fee · paid at closing.
Compare agent optionsMarket Expert uses virtual tools for much of the sale. Local Expert adds more in-person help. Confirm availability and services for your address.
Essentials is a flat fee, never a percentage: $95 to list, plus $495 at closing only if you sell: the same $590 at any sale price.
HomeRise fees shown above. Buyer-agent compensation, transfer taxes, title fees and other closing costs are separate. Confirm availability, any minimum fees, and your selected plan’s terms before committing.
| Your plan | Essentials | Advanced | Full Service |
|---|---|---|---|
| Best fit | You want to manage your sale | You want to manage your sale with professional marketing | You want expert advice and an agent to manage the details |
| Upfront fee to list | $95 | $495 | None |
| Settlement fee — only if you close | $495 | $995 | 1% Market Expert / 1.75% Local Expert |
| MLS listing & distribution | Included | Included | Included |
| ShowingTime tour management app | Included | Included | Included |
| Call forwarding | Included | Included | Included |
| You own your leads | Yes (forwarded to you) | Yes (forwarded to you) | Yes (forwarded to your agent) |
| Professional photography | Not included | Included | Included |
| Local market & pricing advice | You research comparable sales and set your price | You research comparable sales and set your price | Your agent reviews local sales and competition to advise on pricing |
| Home preparation advice | You decide how to prepare | You decide how to prepare | Your agent advises on preparing your home for photos and buyers |
| Buyer & agent calls | Routed to you; you own your leads | Routed to you; you own your leads | Routed to your agent; you own your leads |
| Offer review & negotiation | You evaluate offers and negotiate | You evaluate offers and negotiate | Your agent explains price, contingencies and timing, then negotiates on your behalf |
| Inspection & appraisal questions | You manage requests and next steps | You manage requests and next steps | Your agent helps you respond to issues and negotiate inspection requests |
| Deadlines & closing coordination | You coordinate your transaction | You coordinate your transaction | Your agent manages transaction deadlines and coordinates through closing |
| Listing updates | Unlimited | Unlimited | Agent managed |
See what stays with you
A down payment. Your next investment. Compare listing-side fees with your own numbers.
An illustration, not a sale-price prediction. Services can differ. Buyer-agent compensation, taxes, title charges and other costs are not included.
Enter a dollar amount from $0 to $100,000,000, using up to two decimal places.
This comparison includes both the $95 listing fee and the $495 settlement fee if you close. Commissions are negotiable; your selected percentage is an example.
A clear path to the MLS
Bring your property details. We’ll help you get your listing ready for the local MLS.
Enter your address, choose your plan, and add your photos, price and property details.
Complete the compliance call and listing requirements. We confirm your address and MLS eligibility during setup.
Go live and manage showings and offers, or work with your agent on a Full Service plan.
Photos, price & property details
One listing, shared across the network
MLS members can find your listing and share it with their buyers.
+100s more
More places for buyers to discover your home.
Website distribution and update timing vary by MLS, market and website.
Learn more about listing distribution in the National Association of REALTORS® consumer guide to MLSs.
HomeRise seller reviews
Feedback about HomeRise from across our markets. Get listing support from our team, or explore licensed agent representation when you want more help.
Very professional and prompt service
Very easy to use and quick, friendly communication. Would highly recommend!
Prepare your sale
Prepare your property records and confirm the requirements and closing costs for your exact address.
Arizona doesn’t charge a real estate transfer tax, and its constitution (Art. IX §24) bars new ones. Sellers still budget for title premiums, prorations, optional buyer-agent compensation, and other closing costs that vary by address and transaction. Ask your settlement provider for an itemized estimate.
Arizona Constitution, Article IX, Section 24 (Arizona Legislature) ↗Source checked 2026-10-02.No state transfer tax does not mean no closing costs. For a fuller breakdown of what Arizona sellers typically pay at closing (title, escrow, prorations, and related charges), see HomeRise’s Arizona closing-costs guide.
Closing costs in Arizona ↗Source checked 2026-10-02.Arizona resale transactions commonly use the Arizona REALTORS® Residential Seller’s Property Disclosure Statement (SPDS), and many use the Buyer’s Inspection Notice and Seller’s Response (BINSR) during the inspection period. Requirements depend on your situation, so review the current forms and confirm with your settlement or legal provider. HomeRise does not give legal advice.
Arizona REALTORS® residential resale transaction forms ↗Source checked 2026-10-02.Good questions. Clear answers.
Know what’s included, what you handle, and what happens next.
Check your address →HomeRise offers Arizona flat fee MLS listings starting at $95 for the Essentials plan, plus a $495 closing compliance fee at settlement. The Advanced plan is $495 upfront plus a $995 closing compliance fee and includes professional photography, a yard sign, and lockbox.
The closing compliance fee covers the compliance work required to process your Arizona real estate transaction — including MLS compliance, document review, and closing coordination. It's a fixed amount ($495 or $995 depending on your plan) and is only charged when your home successfully sells.
HomeRise covers 2 Arizona MLS boards: ARMLS (Arizona Regional MLS, covering the Phoenix metro) and Tucson Association of Realtors MLS (covering the Tucson metro). Coverage is confirmed at listing based on your home's county and location. Prescott Area MLS (PAAR), Northern Arizona MLS, Lake Havasu MLS, and White Mountain MLS are not currently covered.
Yes. Arizona allows homeowners to sell FSBO. HomeRise gives you full MLS exposure so you get the same visibility as agent-listed homes while keeping control of the sale. Our guide covers listing a home on the MLS yourself, step by step.
Most Arizona sellers go live on the MLS within 24–72 hours of submitting their listing details and completing the compliance call.
Since the 2024 NAR settlement, buyer agent commissions are no longer pre-set on the MLS. You decide whether to offer a buyer agent commission and how much.
Yes. HomeRise covers the entire Phoenix metro through ARMLS and all of Tucson through the Tucson Association of Realtors MLS. Whether you're in Scottsdale, Mesa, Chandler, Gilbert, or South Tucson — HomeRise has you covered.
If your home doesn't sell during the listing period, you can renew or cancel with no additional fees. HomeRise offers a 100% money-back guarantee if you cancel before your listing goes live on the MLS.
No. Arizona doesn’t charge a real estate transfer tax, and its constitution (Art. IX §24) bars new ones. You may still owe title, prorations, and other closing costs, so confirm with your settlement provider. See our closing costs in Arizona guide.
Prescott Area MLS (PAAR), Northern Arizona MLS (Flagstaff), Lake Havasu MLS (HAAR), and White Mountain MLS are not currently covered. Enter your address in the listing flow to confirm eligibility. The Flagstaff city page is for local guidance only and is not a coverage claim for Northern Arizona MLS.
No. HomeRise Essentials is $95 to list plus $495 only if you close. Title premiums, prorations, buyer-agent compensation (if any), and other closing costs are separate.
Arizona residential sales commonly use a Seller’s Property Disclosure Statement (SPDS) and related forms (such as the BINSR inspection process in many transactions). Requirements depend on your situation — confirm with your settlement or legal provider and the current Arizona REALTORS® forms. HomeRise is not a licensed brokerage and does not give legal advice.
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$95 to list (+$495 only if you close).